- Family owned since 1968
- Independent brokerage
- Licensed in 40+ states
Personal Insurance
Your home, your cars, the things you collect and the people who count on you. Start with the overview, or jump straight to a policy below. See personal insurance overview
Home & Property
- HomeownersHouses in the city and suburbs, plus second homes.
- Condo & Co-opUnit-owner coverage that meets your board's requirements.
- RentersYour belongings and personal liability, wherever you rent.
- High Net WorthBroader protection for larger homes, art, jewelry and collections.
- Fine ArtAgreed value coverage for paintings, sculpture and collections.
- FloodSeparate coverage most home policies leave out.
- UmbrellaExtra liability protection above your home and auto.
- Rental & Specialty DwellingsHomes and units you rent out, vacant or seasonal properties.
Cars, Bikes & Boats
- AutoNY-required coverage plus the limits that actually protect you.
- Collector CarAgreed value coverage for classic and collectible cars.
- MotorcycleStreet, touring and vintage bikes.
- Boat & WatercraftFrom the Sound to the Hudson, on the water and on the trailer.
- ATVs & PowersportsOff-road and seasonal toys.
- RVMotorhomes, campers and travel trailers.
Life & Family
- LifeTerm and permanent coverage for the people who rely on you.
- DisabilityIncome protection if you can't work.
- Long-Term CarePlanning for care at home or in a facility.
- Pet HealthVet bills for accidents and illness.
- HealthIndividual and family health plans.
Other Coverage We Can Place
Commercial Insurance
Property, liability, workers' comp and the specialty coverage your industry needs, compared across carriers and explained in plain English. See commercial insurance overview
Core Business Coverage
- Business Owners Policy (BOP)Property and liability bundled for small and mid-size businesses.
- General LiabilityInjury and property damage claims from customers and the public.
- Commercial PropertyYour space, equipment, inventory and improvements.
- Business InterruptionLost income and expenses when a covered loss shuts you down.
- Workers' CompRequired coverage for employee injuries on the job.
- Commercial AutoCompany cars, vans, trucks and hired or non-owned vehicles.
- Commercial UmbrellaHigher liability limits above your other policies.
Management & Professional Risk
- Professional Liability (E&O)Claims that your advice or work caused a client a loss.
- Directors & OfficersProtection for leadership, boards, nonprofits and co-op boards.
- D&O for Funds & VCManagement liability for private equity, venture and hedge funds.
- Employment Practices (EPLI)Harassment, discrimination and wrongful termination claims.
- Cyber LiabilityData breaches, ransomware and funds transfer fraud.
Construction & Real Estate
- ContractorsLiability, equipment and the certificates jobs require.
- Builders RiskBuildings and renovations while they're under construction.
- Landlords & Real Estate InvestorsRental buildings, loss of rents and portfolios held in LLCs.
- Co-op & Condo BoardsMaster building policies, board D&O and staff coverage.
- Surety BondsContract, license and permit bonds.
Employees & Benefits
- Group BenefitsHealth, life and disability plans for your team.
- Risk ManagementReviewing contracts, exposures and loss trends.
Specialty Organizations
- Schools & Religious InstitutionsProperty, abuse, D&O and liability for schools and houses of worship.
- Farm & CropFarm buildings, equipment, livestock, liability and crops.
- Cannabis OperationsDispensaries, cultivators, processors and distributors.
Other Industries We Insure
Planning Ahead
Insurance is the part of a financial plan that keeps it intact when something goes wrong.
How It Works
- Tell Us What You HaveA short call or our quote form. Your current declarations pages help.
- We Shop ItCoverage and price across multiple carriers, laid out side by side.
- You Decide, and We StayChanges, renewals and claims go through the same people.
Not Sure Where to Start?
Tell us what you own and what worries you. We'll point you to the right coverage.